:root {
  --ink: #122c3f;
  --ink-soft: #456070;
  --paper: #fffdf9;
  --cream: #f7f1e9;
  --apricot: #ff9d70;
  --apricot-pale: #ffe0d0;
  --teal: #207a79;
  --teal-pale: #d8eeea;
  --gold: #e9b856;
  --line: rgba(18, 44, 63, 0.14);
  --shadow: 0 24px 70px rgba(18, 44, 63, 0.12);
  --radius-lg: 30px;
  --radius-md: 20px;
  --shell: min(1180px, calc(100% - 40px));
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 1rem;
  line-height: 1.6;
  text-rendering: optimizeLegibility;
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  opacity: 0.025;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 140 140' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.8'/%3E%3C/svg%3E");
}

a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; }
button, select { cursor: pointer; }
.shell { width: var(--shell); margin-inline: auto; }
.section { padding: 110px 0; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; top: 12px; left: 12px; z-index: 100; padding: 10px 14px; color: #fff; background: var(--ink); border-radius: 8px; transform: translateY(-150%); }
.skip-link:focus { transform: translateY(0); }

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 20;
  color: #fff;
  border-bottom: 1px solid transparent;
  transition: background .25s ease, color .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.site-header.scrolled { color: var(--ink); background: rgba(255, 253, 249, 0.94); border-color: var(--line); box-shadow: 0 8px 30px rgba(18, 44, 63, 0.08); backdrop-filter: blur(14px); }
.nav-wrap { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 30px; }
.brand { display: inline-flex; align-items: center; gap: 8px; font-family: Georgia, "Times New Roman", serif; font-weight: 500; letter-spacing: -.035em; font-size: 1.55rem; line-height: 1.2; white-space: nowrap; }
.brand-mark { display: block; width: 92px; height: 46px; flex: 0 0 92px; object-fit: contain; }
/* Keep the navy bird legible over the homepage hero and dark footer. */
.site-header:not(.scrolled) .brand-mark, .footer-brand .brand-mark { background: var(--paper); border-radius: 8px; padding: 3px; }
.article-page .site-header .brand-mark { background: transparent; padding: 0; }
.site-nav { display: flex; align-items: center; gap: 30px; font-size: .94rem; font-weight: 650; }
.site-nav a { transition: opacity .2s ease; }
.site-nav a:hover { opacity: .68; }
.nav-cta { padding: 10px 16px; border: 1px solid currentColor; border-radius: 999px; }
.menu-toggle { display: none; width: 44px; height: 44px; padding: 10px; background: transparent; border: 0; }
.menu-toggle span:not(.sr-only) { display: block; height: 2px; margin: 5px 0; background: currentColor; }

.hero { position: relative; min-height: 790px; display: grid; align-items: center; overflow: hidden; color: #fff; background: var(--ink); }
.hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(10, 32, 46, .98) 0%, rgba(10, 32, 46, .92) 37%, rgba(10, 32, 46, .38) 65%, rgba(10, 32, 46, .12) 100%); }
.hero-photo { position: absolute; inset: 0; background: url("couple-planning-together.png") center / cover no-repeat; filter: saturate(.88) contrast(1.02); }
.hero-grid { position: relative; z-index: 2; padding-top: 90px; }
.hero-copy { width: min(650px, 57%); }
.eyebrow { margin: 0 0 18px; color: var(--teal); font-size: .78rem; line-height: 1.2; font-weight: 850; letter-spacing: .16em; text-transform: uppercase; }
.hero .eyebrow { color: #ffd2bb; }
h1, h2, h3 { margin-top: 0; font-family: Georgia, "Times New Roman", serif; font-weight: 500; letter-spacing: -.035em; line-height: 1.03; }
h1 { max-width: 630px; margin-bottom: 24px; font-size: clamp(3.6rem, 6.5vw, 6.25rem); }
h2 { margin-bottom: 20px; font-size: clamp(2.5rem, 4.2vw, 4.3rem); }
h3 { font-size: 1.75rem; }
.hero-intro { max-width: 580px; margin: 0; color: rgba(255,255,255,.84); font-size: 1.2rem; line-height: 1.65; }
.hero-actions { display: flex; align-items: center; gap: 28px; margin-top: 34px; }
.button { display: inline-flex; min-height: 54px; align-items: center; justify-content: center; padding: 13px 22px; border-radius: 999px; font-weight: 800; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; }
.button:hover { transform: translateY(-2px); }
.button-primary { color: var(--ink); background: var(--apricot); box-shadow: 0 10px 25px rgba(255, 157, 112, .24); }
.text-link { padding-block: 8px; border-bottom: 1px solid rgba(255,255,255,.45); font-weight: 750; }
.text-link span { display: inline-block; margin-left: 6px; transition: transform .2s ease; }
.text-link:hover span { transform: translateX(4px); }
.trust-list { display: flex; flex-wrap: wrap; gap: 24px; margin: 48px 0 0; padding: 0; color: rgba(255,255,255,.68); list-style: none; font-size: .87rem; font-weight: 650; }
.trust-list li::before { content: ""; display: inline-block; width: 7px; height: 7px; margin: 0 9px 1px 0; background: var(--teal-pale); border-radius: 50%; }

.section-heading { max-width: 700px; margin-bottom: 50px; }
.section-heading > p:last-child, .editorial-heading > p, .calculator-copy > p { color: var(--ink-soft); font-size: 1.08rem; }
.pathway-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.pathway-card { position: relative; min-height: 470px; padding: 36px; overflow: hidden; border: 1px solid var(--line); border-radius: var(--radius-lg); }
.pathway-card::after { content: ""; position: absolute; right: -44px; bottom: -48px; width: 180px; height: 180px; border: 40px solid rgba(255,255,255,.28); border-radius: 50%; }
.pathway-relationship { background: var(--apricot-pale); }
.pathway-money { background: var(--teal-pale); }
.pathway-life { background: #f5dfaa; }
.card-number { position: absolute; top: 24px; right: 28px; font-size: .8rem; font-weight: 800; letter-spacing: .1em; }
.pathway-icon { width: 58px; height: 58px; display: grid; place-items: center; margin-bottom: 54px; color: #fff; background: var(--ink); border-radius: 18px; font-family: Georgia, serif; font-size: 1.35rem; transform: rotate(-3deg); }
.pathway-card h3 { max-width: 260px; margin-bottom: 16px; font-size: 2rem; }
.pathway-card p { min-height: 80px; color: rgba(18,44,63,.76); }
.pathway-card ul { position: relative; z-index: 1; margin: 26px 0 0; padding: 22px 0 0; border-top: 1px solid rgba(18,44,63,.16); list-style: none; }
.pathway-card li { margin: 9px 0; font-size: .93rem; font-weight: 680; }
.pathway-card li::before { content: "+"; margin-right: 9px; color: var(--teal); font-weight: 900; }

.calculator-section { color: #fff; background: var(--ink); }
.calculator-layout { display: grid; grid-template-columns: .82fr 1.18fr; gap: 82px; align-items: center; }
.calculator-copy .eyebrow { color: #ffb692; }
.calculator-copy > p { color: rgba(255,255,255,.7); }
.insight-card { margin-top: 36px; padding: 24px; border: 1px solid rgba(255,255,255,.14); border-radius: 18px; background: rgba(255,255,255,.05); }
.insight-label { display: block; margin-bottom: 6px; color: #ffb692; font-size: .75rem; font-weight: 850; letter-spacing: .12em; text-transform: uppercase; }
.insight-card p { margin: 0; color: rgba(255,255,255,.77); }
.calculator { padding: 36px; color: var(--ink); background: var(--paper); border-radius: var(--radius-lg); box-shadow: var(--shadow); }
.calculator-head { display: flex; align-items: start; justify-content: space-between; gap: 18px; margin-bottom: 28px; }
.calculator h3 { margin: 4px 0 0; font-size: 2rem; }
.tool-kicker { color: var(--teal); font-size: .72rem; font-weight: 850; letter-spacing: .12em; text-transform: uppercase; }
.currency-field label { display: block; margin-bottom: 4px; color: var(--ink-soft); font-size: .76rem; font-weight: 700; }
.currency-field select { min-height: 42px; padding: 8px 30px 8px 12px; color: var(--ink); background: #fff; border: 1px solid var(--line); border-radius: 10px; }
.input-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.calculator label > span:first-child, .full-field > span:first-child, .split-options legend { display: block; margin-bottom: 7px; color: var(--ink-soft); font-size: .82rem; font-weight: 750; }
.full-field { display: block; margin-top: 14px; }
.money-input { display: flex; align-items: center; min-height: 52px; overflow: hidden; background: #fff; border: 1px solid var(--line); border-radius: 12px; transition: border-color .2s ease, box-shadow .2s ease; }
.money-input:focus-within { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(32,122,121,.14); }
.currency-symbol { padding-left: 14px; color: var(--teal); font-weight: 850; }
.money-input input { width: 100%; min-width: 0; padding: 12px 14px 12px 7px; color: var(--ink); background: transparent; border: 0; outline: 0; font-weight: 750; }
.split-options { display: flex; flex-wrap: wrap; gap: 10px; margin: 22px 0; padding: 0; border: 0; }
.split-options legend { width: 100%; }
.split-options label { position: relative; }
.split-options input { position: absolute; opacity: 0; pointer-events: none; }
.split-options label span { display: inline-flex; min-height: 42px; align-items: center; padding: 8px 14px; border: 1px solid var(--line); border-radius: 999px; font-size: .83rem; font-weight: 750; }
.split-options input:checked + span { color: #fff; background: var(--teal); border-color: var(--teal); }
.split-options input:focus-visible + span { outline: 3px solid rgba(32,122,121,.25); outline-offset: 2px; }
.results { padding: 22px; background: var(--cream); border-radius: 18px; }
.result-row { display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.result-name { display: block; margin-bottom: 2px; color: var(--ink-soft); font-size: .78rem; font-weight: 700; }
.result-row strong { font-size: 1.5rem; }
.result-percent { padding: 5px 9px; background: #fff; border-radius: 999px; font-size: .78rem; font-weight: 850; }
.split-bar { display: flex; height: 8px; margin: 16px 0; overflow: hidden; border-radius: 999px; }
#bar-a { width: 63.6%; background: var(--apricot); }
#bar-b { width: 36.4%; background: var(--teal); }
.calculator-note { margin: 12px 0 0; color: var(--ink-soft); font-size: .77rem; text-align: center; }

.editorial { background: var(--cream); }
.editorial-heading { display: grid; grid-template-columns: 1fr .55fr; gap: 80px; align-items: end; margin-bottom: 46px; }
.editorial-heading h2 { margin-bottom: 0; }
.article-grid { display: grid; grid-template-columns: 1.45fr 1fr 1fr; gap: 16px; }
.article-card { min-height: 270px; padding: 28px; background: var(--paper); border: 1px solid rgba(18,44,63,.1); border-radius: var(--radius-md); }
.featured-article { grid-row: span 2; min-height: 560px; display: flex; flex-direction: column; justify-content: end; color: #fff; background: linear-gradient(160deg, rgba(18,44,63,.14), rgba(18,44,63,.9)), url("couple-planning-together.png") center / cover; }
.article-meta { display: flex; justify-content: space-between; gap: 12px; margin-bottom: 44px; color: var(--teal); font-size: .72rem; font-weight: 850; letter-spacing: .08em; text-transform: uppercase; }
.featured-article .article-meta { color: #ffd1bb; }
.article-card h3 { margin-bottom: 12px; font-size: 1.62rem; }
.category-grid .article-card h2 { margin-bottom: 12px; font-size: 1.62rem; }
.category-grid .article-card h2 a:hover { text-decoration: underline; text-underline-offset: 5px; }
.featured-article h3 { max-width: 540px; font-size: clamp(2.2rem, 3.4vw, 3.6rem); }
.article-card p { margin-bottom: 0; color: var(--ink-soft); }
.featured-article p { max-width: 540px; color: rgba(255,255,255,.76); }
.article-prompt { display: inline-block; margin-top: 20px; font-weight: 800; }

.closing-section { padding: 100px 0; }
.closing-card { padding: 70px; color: #fff; text-align: center; background: var(--teal); border-radius: 36px; overflow: hidden; position: relative; }
.closing-card::before, .closing-card::after { content: ""; position: absolute; width: 250px; height: 250px; border: 52px solid rgba(255,255,255,.08); border-radius: 50%; }
.closing-card::before { top: -130px; left: -80px; }
.closing-card::after { right: -80px; bottom: -140px; }
.closing-card .eyebrow { color: #d8eeea; }
.closing-card h2 { margin-bottom: 16px; }
.closing-card p:not(.eyebrow) { max-width: 620px; margin: 0 auto 30px; color: rgba(255,255,255,.8); font-size: 1.08rem; }
.button-light { position: relative; z-index: 1; color: var(--ink); background: #fff; }

.site-footer { padding: 70px 0 26px; color: rgba(255,255,255,.72); background: #0b2130; }
.footer-grid { display: grid; grid-template-columns: 1.4fr .8fr 1fr; gap: 60px; }
.footer-brand { color: #fff; }
.footer-grid p { max-width: 390px; }
.footer-links { display: grid; align-content: start; gap: 10px; color: #fff; }
.footer-links a:hover { color: var(--apricot); }
.disclaimer { font-size: .82rem; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; margin-top: 56px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.12); font-size: .78rem; }

@media (max-width: 940px) {
  .section { padding: 86px 0; }
  .site-header { color: var(--ink); background: rgba(255,253,249,.95); }
  .site-header:not(.scrolled) .brand-mark { background: transparent; padding: 0; }
  .menu-toggle { display: block; }
  .site-nav { position: absolute; top: 68px; left: 20px; right: 20px; display: none; align-items: stretch; padding: 18px; color: var(--ink); background: var(--paper); border: 1px solid var(--line); border-radius: 16px; box-shadow: var(--shadow); }
  .site-nav.open { display: grid; }
  .site-nav a { padding: 8px; }
  .nav-cta { text-align: center; }
  .hero { min-height: 730px; }
  .hero::after { background: linear-gradient(90deg, rgba(10,32,46,.98), rgba(10,32,46,.76)); }
  .hero-copy { width: min(680px, 84%); }
  .pathway-grid { grid-template-columns: 1fr; }
  .pathway-card { min-height: auto; }
  .pathway-card p { min-height: 0; }
  .pathway-icon { margin-bottom: 34px; }
  .calculator-layout { grid-template-columns: 1fr; gap: 42px; }
  .editorial-heading { grid-template-columns: 1fr; gap: 6px; }
  .article-grid { grid-template-columns: 1fr 1fr; }
  .featured-article { grid-column: 1 / -1; grid-row: auto; min-height: 520px; }
  .footer-grid { grid-template-columns: 1.2fr .8fr; }
  .disclaimer { grid-column: 1 / -1; }
}

@media (max-width: 620px) {
  :root { --shell: min(100% - 28px, 1180px); }
  .section { padding: 72px 0; }
  .nav-wrap { min-height: 68px; gap: 12px; }
  .brand { gap: 6px; font-size: 1.35rem; }
  .brand-mark { width: 76px; height: 38px; flex-basis: 76px; }
  .menu-toggle { flex-shrink: 0; }
  .hero { min-height: 760px; align-items: end; }
  .hero-photo { background-position: 66% center; }
  .hero::after { background: linear-gradient(0deg, rgba(10,32,46,.98) 12%, rgba(10,32,46,.84) 62%, rgba(10,32,46,.33) 100%); }
  .hero-grid { padding: 140px 0 64px; }
  .hero-copy { width: 100%; }
  h1 { font-size: clamp(3.15rem, 16vw, 4.6rem); }
  .hero-intro { font-size: 1.05rem; }
  .hero-actions { align-items: flex-start; flex-direction: column; gap: 12px; }
  .trust-list { gap: 10px 18px; margin-top: 34px; }
  .pathway-card { padding: 28px; }
  .calculator { padding: 24px 18px; }
  .calculator-head { align-items: stretch; flex-direction: column; }
  .currency-field select { width: 100%; }
  .input-grid { grid-template-columns: 1fr; }
  .article-grid { grid-template-columns: 1fr; }
  .featured-article { grid-column: auto; min-height: 470px; }
  .closing-section { padding: 60px 0; }
  .closing-card { padding: 52px 24px; border-radius: 26px; }
  .footer-grid { grid-template-columns: 1fr; gap: 34px; }
  .disclaimer { grid-column: auto; }
  .footer-bottom { align-items: flex-start; flex-direction: column; }
}

.article-page .site-header { color: var(--ink); background: var(--paper); border-bottom: 1px solid var(--line); }
.reading-shell { width: min(1100px, calc(100% - 40px)); margin: 112px auto 80px; }
.breadcrumbs, .reading-meta { font-size: .875rem; color: var(--ink-soft); }
.breadcrumbs a, .reading-body a:not(.button) { text-decoration: underline; text-underline-offset: 4px; }
.reading-header { max-width: 900px; padding: 44px 0; }
.reading-header h1 { max-width: 900px; font-size: clamp(2.5rem, 5vw, 4.5rem); line-height: 1.08; overflow-wrap: break-word; }
.reading-deck { max-width: 760px; color: var(--ink-soft); font-size: 1.2rem; }
.reading-layout { display: grid; grid-template-columns: 240px minmax(0, 1fr); gap: 56px; align-items: start; }
.reading-toc { position: sticky; top: 104px; padding: 22px; background: var(--teal-pale); border-radius: 18px; }
.reading-toc h2 { font-family: inherit; font-weight: 750; font-size: 1rem; letter-spacing: 0; }
.reading-toc ol { padding-left: 20px; margin-bottom: 0; }
.reading-toc li { padding: 6px 0; font-size: .875rem; line-height: 1.5; }
.reading-body { max-width: 760px; min-width: 0; font-size: 1.0625rem; line-height: 1.8; }
.reading-body section { margin-bottom: 40px; scroll-margin-top: 106px; }
.reading-body h2 { font-size: clamp(1.7rem, 3vw, 2.3rem); line-height: 1.18; margin-bottom: 16px; }
.reading-body li { margin-bottom: 10px; }
.reading-callout { padding: 22px 26px; margin: 26px 0; background: var(--apricot-pale); border-left: 4px solid var(--apricot); border-radius: 0 18px 18px 0; }
.reading-callout p:last-child { margin-bottom: 0; }
.table-scroll { max-width: 100%; overflow-x: auto; margin: 22px 0; }
.reading-body table { width: 100%; border-collapse: collapse; font-size: .9375rem; line-height: 1.6; }
.reading-body caption { text-align: left; font-size: .875rem; margin-bottom: 10px; color: var(--ink-soft); }
.reading-body th, .reading-body td { text-align: left; padding: 14px; border: 1px solid var(--line); vertical-align: top; }
.reading-body th { background: var(--teal-pale); }
.reading-disclaimer, .reading-sources { color: var(--ink-soft); font-size: .875rem; }
.reading-sources a { overflow-wrap: anywhere; }
.reading-action { background: var(--ink); color: white; padding: 28px; border-radius: 22px; margin: 40px 0; }
.related-guides { padding-top: 28px; border-top: 1px solid var(--line); }
.article-card h3 a:hover { text-decoration: underline; text-underline-offset: 5px; }
a:focus-visible, button:focus-visible, select:focus-visible { outline: 3px solid var(--teal); outline-offset: 5px; }
section[id] { scroll-margin-top: 100px; }
.article-page .footer-bottom { margin-top: 0; }
@media (max-width: 800px) {
  .reading-layout { grid-template-columns: minmax(0, 1fr); gap: 32px; }
  .reading-toc { position: static; }
  .reading-shell { width: calc(100% - 32px); margin-top: 96px; }
  .reading-header { padding: 28px 0; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; }
}

/* Native links make card surfaces and individual topics independently accessible. */
.pathway-card, .linked-card { position: relative; }
.card-main-link::after { content: ""; position: absolute; inset: 0; z-index: 1; border-radius: inherit; }
.pathway-card::after { pointer-events: none; }
.pathway-card ul { pointer-events: none; z-index: 2; }
.pathway-card li a { position: relative; pointer-events: auto; display: inline-block; padding: 5px 0; text-decoration: underline; text-underline-offset: 4px; }
.pathway-card:has(a:hover), .linked-card:has(a:hover) { box-shadow: 0 10px 28px rgba(18,44,63,.13); }
.pathway-card:focus-within, .linked-card:focus-within { outline: 3px solid var(--teal); outline-offset: 4px; }
.card-main-link:focus-visible { outline: none; }
.card-main-link:focus-visible::after { outline: 3px solid var(--teal); outline-offset: 4px; }
.category-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.category-grid .article-card { min-height: 320px; background: var(--cream); }
.category-switcher { display: flex; gap: 24px; flex-wrap: wrap; margin-top: 44px; }
.category-switcher a { text-decoration: underline; text-underline-offset: 5px; }
.balanced-grid { grid-template-columns: repeat(3, minmax(0,1fr)); }
.balanced-grid .featured-article { grid-row: auto; grid-column: span 2; min-height: 400px; }
.balanced-grid .article-card:last-child { grid-column: span 2; }
.balanced-grid .article-meta, .category-grid .article-meta { font-size: .875rem; letter-spacing: .02em; }
@media(max-width: 940px) {
  .category-grid, .balanced-grid { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .balanced-grid .featured-article, .balanced-grid .article-card:last-child { grid-column: span 2; }
}
@media(max-width: 620px) {
  .category-grid, .balanced-grid { grid-template-columns: minmax(0,1fr); }
  .balanced-grid .featured-article, .balanced-grid .article-card:last-child { grid-column: auto; }
}

/* Reserved advertising space: left rail on desktop, an in-flow block on mobile. */
.ad-rail { padding: 22px 16px; background: #f1f3f5; border-block: 1px solid var(--line); }
.ad-rail-inner { max-width: 640px; margin-inline: auto; }
.ad-contact { margin: 20px 0 0; padding-top: 12px; border-top: 1px solid var(--line); color: var(--ink-soft); text-align: center; font-size: .875rem; line-height: 1.5; }
.ad-contact span { display: block; }
.ad-contact a { display: inline-flex; align-items: center; min-height: 44px; max-width: 100%; color: var(--teal); font-weight: 650; text-decoration: underline; text-underline-offset: 3px; overflow-wrap: anywhere; }
.ad-contact a:focus-visible { outline: 2px solid var(--teal); outline-offset: 3px; }
.ad-toolbar { display: flex; align-items: center; justify-content: space-between; gap: 8px; margin-bottom: 8px; }
.ad-toolbar .ad-disclosure { margin: 0; flex: 1; }
.ad-close { display: inline-grid; place-items: center; width: 44px; height: 44px; flex: 0 0 44px; padding: 0; border: 1px solid var(--line); border-radius: 50%; color: var(--ink); background: #fff; font-size: 1.6rem; line-height: 1; }
.ad-close:hover { background: var(--teal-pale); }
.ad-reopen { min-height: 44px; padding: 8px 16px; border: 1px solid currentColor; border-radius: 999px; color: #fff; background: transparent; font-size: .875rem; }
.ad-close:focus-visible, .ad-reopen:focus-visible { outline: 3px solid var(--teal); outline-offset: 3px; }
.ad-restore { margin-bottom: 24px; }
.ad-rail[hidden], .ad-close[hidden], .ad-restore[hidden] { display: none; }
.has-ad-rail.ads-hidden { padding-left: 0; }
.has-ad-rail.ads-hidden .site-header { left: 0; }
.ad-disclosure { margin: 0 0 14px; color: #5a6875; font-size: .75rem; font-weight: 650; text-align: center; letter-spacing: .1em; text-transform: uppercase; }
.sponsor-card { display: grid; grid-template-columns: minmax(0, 1fr) minmax(180px, .75fr); gap: 16px 24px; padding: 22px; color: #f6f8fc; background: #111e33; border: 1px solid #283c57; border-radius: 14px; }
.sponsor-brand { grid-column: 1 / -1; margin: 0; font-size: 1.35rem; line-height: 1.3; font-weight: 800; letter-spacing: -.04em; color: #fff; }
.sponsor-logo { display: block; position: relative; width: 100%; max-width: 220px; aspect-ratio: 3 / 1; overflow: hidden; border-radius: 8px; background: #fff; }
/* Frame the supplied artwork's white margins without changing the original logo. */
.sponsor-logo img { position: absolute; width: 128%; max-width: none; height: auto; left: 50%; top: 50%; transform: translate(-50%, -48%); }
.sponsor-brand-name, .sponsor-mobile-description, .sponsor-cta-short { display: none; }
.sponsor-audience { margin: 0 0 12px; color: #90bbfd; font-size: .875rem; line-height: 1.4; }
.sponsor-card h2 { margin: 0 0 12px; color: #fff; font-family: inherit; font-size: 1.5rem; font-weight: 750; line-height: 1.15; letter-spacing: -.035em; }
.sponsor-description { margin: 0; color: #ced9e8; font-size: 1rem; line-height: 1.6; }
.sponsor-action { align-self: end; min-width: 0; }
.sponsor-platforms { color: #ced9e8; margin: 0 0 16px; font-size: .875rem; line-height: 1.5; }
.sponsor-cta { display: flex; align-items: center; justify-content: center; gap: 10px; min-height: 48px; padding: 12px; border-radius: 8px; background: #9bc2ff; color: #10233e; font-size: .875rem; line-height: 1.4; font-weight: 800; text-align: center; }
.sponsor-cta:hover { background: #c4dcff; }
.sponsor-cta:focus-visible { outline: 3px solid #fff; outline-offset: 4px; }
.sponsor-domain { margin: 12px 0 0; color: #a9b9cf; font-size: .875rem; text-align: center; }
@media (max-width: 560px) {
  .sponsor-card { grid-template-columns: minmax(0, 1fr); gap: 16px; padding: 20px; }
  .sponsor-brand { display: flex; gap: 10px; align-items: center; }
  .sponsor-logo { width: 40px; flex: 0 0 40px; aspect-ratio: 1; }
  .sponsor-logo img { position: static; width: 100%; height: 100%; transform: none; object-fit: contain; }
  .sponsor-brand-name { display: inline; }
  .sponsor-card h2 br { display: none; }
  .sponsor-card h2 { font-size: 1.5rem; }
  .sponsor-platforms { margin-bottom: 12px; }
}
@media (min-width: 1280px) {
  .has-ad-rail { --ad-rail-width: 224px; padding-left: var(--ad-rail-width); }
  .has-ad-rail .site-header { left: var(--ad-rail-width); }
  .has-ad-rail .ad-rail { position: fixed; inset: 0 auto 0 0; z-index: 15; width: var(--ad-rail-width); padding: 20px 12px; overflow-y: auto; overscroll-behavior: contain; border: 0; border-right: 1px solid var(--line); }
  .has-ad-rail .ad-rail-inner { display: flex; flex-direction: column; min-height: calc(100vh - 40px); min-height: calc(100dvh - 40px); }
  .has-ad-rail .ad-contact { margin-top: auto; padding-top: 16px; }
  .has-ad-rail .sponsor-card { margin-bottom: 24px; }
  .has-ad-rail .sponsor-card { display: block; padding: 14px; }
  .has-ad-rail .sponsor-brand { margin: -14px -14px 18px; }
  .has-ad-rail .sponsor-logo { border-radius: 13px 13px 0 0; }
  .has-ad-rail .sponsor-card h2 { font-size: 1.5rem; }
  .has-ad-rail .sponsor-description { margin-bottom: 18px; }
  .has-ad-rail .sponsor-cta { padding-inline: 8px; gap: 6px; }
}
@media print {
  .has-ad-rail { padding-left: 0; }
  .has-ad-rail .ad-rail { display: none; }
  .ad-restore { display: none; }
}

/* Keep the ad visible near the top on phones and tablets, without an overlay. */
@media (max-width: 1279px) {
  .has-ad-rail .site-header { color: var(--ink); background: var(--paper); border-bottom: 1px solid var(--line); }
  .has-ad-rail .ad-rail { position: relative; margin-top: 78px; padding: 8px 14px 12px; }
  .has-ad-rail .ad-rail-inner { max-width: 900px; }
  .has-ad-rail .ad-contact { display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 0 8px; margin-top: 8px; padding-top: 4px; }
  .has-ad-rail .ad-disclosure { margin-bottom: 6px; font-size: .6875rem; }
  .has-ad-rail .sponsor-card { grid-template-columns: minmax(0, 1fr) auto; gap: 12px; padding: 12px; border-radius: 10px; align-items: center; }
  .has-ad-rail .sponsor-brand { display: flex; grid-column: auto; align-items: center; gap: 10px; min-width: 0; font-size: 1.05rem; letter-spacing: -.02em; }
  .has-ad-rail .sponsor-logo { width: 40px; flex: 0 0 40px; aspect-ratio: 1; }
  .has-ad-rail .sponsor-logo img { position: static; width: 100%; height: 100%; transform: none; object-fit: contain; }
  .has-ad-rail .sponsor-brand-name { display: block; min-width: 0; overflow-wrap: anywhere; }
  .has-ad-rail .sponsor-mobile-description { display: block; margin-top: 4px; color: #ced9e8; font-size: .875rem; font-weight: 400; line-height: 1.35; letter-spacing: 0; }
  .has-ad-rail .sponsor-copy, .has-ad-rail .sponsor-platforms, .has-ad-rail .sponsor-domain { display: none; }
  .has-ad-rail .sponsor-action { align-self: center; }
  .has-ad-rail .sponsor-cta { min-height: 44px; padding: 10px; gap: 6px; }
  .has-ad-rail .sponsor-cta-full { display: none; }
  .has-ad-rail .sponsor-cta-short { display: inline; }
  .has-ad-rail .reading-shell { margin-top: 28px; }
  .has-ad-rail .hero { min-height: 600px; }
  .has-ad-rail .hero-grid { padding-block: 64px; }
  .has-ad-rail.ads-hidden .reading-shell { margin-top: 106px; }
  .has-ad-rail.ads-hidden .hero { margin-top: 78px; }
}
@media (max-width: 620px) {
  .has-ad-rail .ad-rail { margin-top: 68px; }
  .has-ad-rail.ads-hidden .reading-shell { margin-top: 96px; }
  .has-ad-rail.ads-hidden .hero { margin-top: 68px; }
  .has-ad-rail .hero { min-height: 540px; }
  .has-ad-rail .hero h1 { font-size: clamp(2.4rem, 10vw, 3.5rem); }
}

/* Reflow long English headings and preserve usable controls on narrow screens. */
h1, h2, h3, .breadcrumbs, .article-card a { overflow-wrap: anywhere; }
.article-grid > *, .category-grid > *, .pathway-grid > * { min-width: 0; }
.article-meta { flex-wrap: wrap; }
.budget-group summary > span:first-of-type { min-width: 0; overflow-wrap: anywhere; }
.budget-group .group-total { max-width: 45%; }
.budget-toolbar select { font-size: 1rem; min-height: 44px; }
@media (max-width: 940px) {
  .site-nav { top: 100%; max-height: calc(100vh - 90px); max-height: calc(100dvh - 90px); overflow-y: auto; }
  .site-nav a { display: flex; align-items: center; min-height: 44px; }
  .site-nav .nav-cta { justify-content: center; }
}
@media (max-width: 560px) {
  .reading-header h1 { font-size: clamp(2rem, 9vw, 2.8rem); }
  .budget-page-heading h1 { font-size: clamp(1.8rem, 8vw, 2.5rem); }
  .reading-callout { padding: 18px; }
  .budget-totals table { min-width: 470px; }
  .budget-export .button { width: 100%; white-space: normal; }
}

/* Household budget and translated relationship guide */
.source-guide-feature { background: var(--teal-pale); }
.source-guide-grid { display: grid; grid-template-columns: 1.2fr 1fr; gap: 60px; align-items: center; }
.source-guide-grid ul { margin: 0; padding-left: 24px; }
.source-guide-grid li { margin-bottom: 14px; }
.source-guide-grid a:not(.button) { text-decoration: underline; text-underline-offset: 4px; }
.budget-section { background: var(--cream); }
.budget-page { width: min(1180px, calc(100% - 40px)); }
.budget-page-heading { padding: 24px 0; }
.budget-page-heading h1 { max-width: none; font-size: clamp(2.2rem, 4vw, 3.6rem); }
#budget-planner { color: var(--ink); background: var(--paper); padding: 28px; border: 1px solid var(--line); border-radius: 24px; }
.budget-toolbar { display: flex; gap: 24px; align-items: center; }
.budget-export { margin-top: 28px; padding: clamp(20px, 4vw, 32px); border: 1px solid var(--line); border-radius: 20px; background: #e6f2ee; }
.budget-export h3 { margin: 0 0 8px; }
.budget-export p { max-width: 65ch; font-size: .9rem; }
.budget-export button { border: 0; margin-top: 8px; }
.budget-export button:disabled { opacity: .55; cursor: not-allowed; transform: none; box-shadow: none; }
#budget-export-status { margin-bottom: 0; }
.budget-toolbar label { display: grid; gap: 6px; font-size: .875rem; font-weight: 700; min-width: 140px; }
.budget-toolbar select { padding: 10px; background: white; color: var(--ink); border: 1px solid var(--line); border-radius: 8px; }
.budget-toolbar p, .budget-help { color: var(--ink-soft); font-size: .875rem; }
.budget-summary { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 14px; margin: 24px 0 16px; }
.budget-summary > div { padding: 20px; background: var(--teal-pale); border-radius: 14px; min-width: 0; }
.budget-summary span { display: block; font-size: .875rem; }
.budget-summary strong { display: block; font-size: clamp(1.2rem, 2.4vw, 1.8rem); overflow-wrap: anywhere; }
#budget-status { font-size: 1rem; }
.budget-instructions { margin: 22px 0; padding: 18px; border-left: 3px solid var(--teal); background: var(--cream); font-size: .875rem; }
.budget-group { border: 1px solid var(--line); border-radius: 12px; margin: 12px 0; overflow: hidden; }
.budget-group summary { padding: 16px; display: flex; align-items: center; justify-content: space-between; gap: 18px; cursor: pointer; font-weight: 700; background: var(--cream); }
.budget-group summary::before { content: "+"; font-size: 1.3rem; }
.budget-group[open] summary::before { content: "−"; }
.budget-group summary > span:first-of-type { flex: 1; }
.budget-group summary small { display: block; font-size: .8rem; font-weight: 500; color: var(--ink-soft); }
.budget-group summary:focus-visible { outline: 3px solid var(--teal); outline-offset: -3px; }
.group-total { font-size: .875rem; text-align: right; overflow-wrap: anywhere; }
.budget-grid { display: grid; grid-template-columns: minmax(180px, 2fr) repeat(3, minmax(95px, 1fr)); gap: 14px; padding: 12px 16px; align-items: center; }
.budget-columns { font-size: .875rem; color: var(--ink-soft); }
.budget-row { border-top: 1px solid var(--line); }
.budget-row-name { font-size: 1rem; }
.budget-row label { min-width: 0; }
.budget-row input { width: 100%; min-width: 0; padding: 10px; border: 1px solid #8d9fa8; border-radius: 8px; background: white; color: var(--ink); text-align: right; font-size: 1rem; }
.budget-row input:focus-visible { outline: 3px solid var(--teal); outline-offset: 2px; }
.budget-row output { text-align: right; font-size: .875rem; overflow-wrap: anywhere; }
.budget-negative { color: #a52924; }
#budget-error { color: #a52924; font-weight: 700; }
.budget-row input[aria-invalid="true"] { border: 2px solid #a52924; background: #fff0ed; }
.budget-totals table { width: 100%; border-collapse: collapse; margin-top: 24px; }
.budget-totals caption { text-align: left; font-weight: 700; margin-bottom: 12px; }
.budget-totals th, .budget-totals td { text-align: right; padding: 12px; border-bottom: 1px solid var(--line); font-size: .9375rem; }
.budget-totals th:first-child { text-align: left; }
.budget-totals thead { background: var(--teal-pale); }
@media (max-width: 760px) {
 .source-guide-grid { grid-template-columns: 1fr; gap: 28px; }
 #budget-planner { padding: 16px; }
 .budget-toolbar { align-items: flex-start; flex-direction: column; gap: 6px; }
 .budget-summary { grid-template-columns: 1fr; gap: 8px; }
 .budget-summary > div { padding: 14px; }
 .budget-summary strong { font-size: 1.4rem; }
 .budget-grid { grid-template-columns: repeat(2, minmax(0,1fr)); padding: 14px; gap: 10px; }
 .budget-columns { display: none; }
 .budget-row-name { grid-column: 1 / -1; font-weight: 700; }
 .budget-row label .sr-only { position: static; width: auto; height: auto; margin: 0; clip: auto; white-space: normal; display: block; font-size: .875rem; }
 .budget-row output { grid-column: 1 / -1; }
 .budget-row output::before { content: "Difference: "; }
 .budget-totals th, .budget-totals td { padding: 8px; }
}

/* Supporting guidance follows the calculator so the working tool stays first. */
.budget-guide { margin: 48px auto 0; }
.table-scroll:focus-visible { outline: 3px solid var(--teal); outline-offset: 4px; }